Scotiabank
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200px | |
Headquarters at Scotia Plaza in Toronto
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Public | |
Traded as | TSX: BNS NYSE: BNS S&P/TSX 60 component |
Industry | Banking, financial services |
Founded | March 30, 1832 Halifax, Nova Scotia |
Headquarters | Toronto, Ontario, Canada[1] |
Key people
|
Brian J. Porter (president and CEO) Raj Viswanathan (CFO) |
Revenue | C$31.25 billion (2021)[2] |
C$9.96 billion (2021)[2] | |
AUM | C$345.76 billion (2021)[2] |
Total assets | C$1.18 trillion (2021)[2] |
Total equity | C$72.89 billion (2021)[2] |
Number of employees
|
89,488 (2021)[2] |
Subsidiaries | Tangerine Bank |
Website | www |
The Bank of Nova Scotia (French: La Banque de Nouvelle-Écosse), operating as Scotiabank (French: Banque Scotia), is a Canadian multinational banking and financial services company headquartered in Toronto, Ontario. One of Canada's Big Five banks, it is the third largest Canadian bank by deposits and market capitalization. It serves more than 25 million customers around the world and offers a range of products and services including personal and commercial banking, wealth management, corporate and investment banking. With more than 92,001 employees and assets of CA$1,136 billion (according to 2020 annual report), Scotiabank trades on the Toronto (TSX: BNS) and New York (NYSE: BNS) exchanges. The Scotiabank swift code is NOSCCATT and the institution number is 002.[3]
Scotiabank was founded in 1832 in Halifax, Nova Scotia, where it was headquartered until relocating to Toronto in 1900.[4] Scotiabank has billed itself as "Canada's most international bank" due to its acquisitions primarily in Latin America and the Caribbean, and also in Europe and parts of Asia. Scotiabank is a member of the London Bullion Market Association and one of fifteen accredited institutions which participate in the London gold fixing.[5] From 1997 to 2019, this was conducted through its precious metals division ScotiaMocatta.[6]
Scotiabank is led by President and CEO Brian J. Porter.[7]
Contents
History
19th century
The bank was incorporated by the Legislative Assembly of Nova Scotia on March 30, 1832, in Halifax, Nova Scotia, with William Lawson serving as the first president.[8] Scotiabank was founded in Halifax, Nova Scotia, in 1832 under the name of The Bank of Nova Scotia. The bank intended to facilitate the trans-Atlantic trade of the time.[4] Later, in 1883, the Bank of Nova Scotia acquired the Union Bank of Prince Edward Island, although most of the bank's expansion efforts in the century took the form of branch openings.[9]
The bank launched its branch banking system by opening in Windsor, Nova Scotia. The expansion was limited to the Maritimes until 1882, when the bank moved west by opening a branch in Winnipeg, which later closed, but the bank continued to expand into the American Midwest. This included opening a branch in Minneapolis in 1885, which later transferred to Chicago in 1892. Following the collapse of the Commercial Bank of Newfoundland and Union Bank of Newfoundland on December 10, 1894, The Bank of Nova Scotia established on December 15, 1894, in Newfoundland.[8]
The bank opened a branch in Kingston, Jamaica, in 1889 to facilitate the trading of sugar, rum, and fish. This was Scotiabank's first move into the Caribbean and historically the first branch of a Canadian bank to open outside of the United States or the United Kingdom.[4][9] In 1899, Scotiabank opened a branch in Boston, Massachusetts. By the end of the 19th century, the bank was represented in all of the Maritimes, Quebec, Ontario, and Manitoba. In 1900, the bank moved its headquarters to Toronto, Ontario.[10][9]
20th century
The bank continued to grow with the opening of new branches in the early 20th century. In 1906, the Bank of Nova Scotia opened a branch in Havana, Cuba, followed by a branch in New York City in the following year. In 1910, the bank opened a branch in San Juan, Puerto Rico. The bank also grew with the merger and acquisition of other banks, including the Bank of New Brunswick in 1913, and the Toronto-based Metropolitan Bank in 1914.[9] The acquisition of Metropolitan Bank made the Bank of Nova Scotia the fourth largest financial institution in Canada at that time.[9] In 1919, the bank amalgamated with the Bank of Ottawa.[9]
In 1919, the bank opened a branch in Fajardo, Puerto Rico. In the following year, the bank opened a branch in London, and another in Santo Domingo, Dominican Republic. The bank also saw growth in Cuba, with five branches in Havana, and one branch each in Camagüey, Cienfuegos, Manzanillo, and Santiago de Cuba by 1931.
During the mid-20th century, the bank grew not only in size but also in breadth of products and services. Progress was conditioned by changing consumer needs, legal changes, or acquisitions of external service providers. Major changes include:[9] Following the passage of the National Housing Act, the Bank of Nova Scotia created a mortgage department in 1954. Further changes to the Bank Act of 1954 in 1958 led to the bank introducing its consumer credit program.
The bank's branches in Cuba continued to operate until 1960, when the Government of Cuba nationalized all banks in Cuba, and the Bank of Nova Scotia withdrew its services from all eight branches. During the 1960s, the Bank of Nova Scotia became the first Canadian bank to appoint women as bank managers, with the first appointed on September 11, 1961.[8] In the next year, the bank expanded into Asia with the opening of a Representative Office in Japan.[9]
In 1975, the Bank of Nova Scotia adopted Scotiabank as its worldwide brand name. On September 28, 1978, Scotiabank and Canadian Union of Public Employees signed a collective agreement in Toronto, making Scotiabank the first Canadian bank to sign a collective agreement with a union.[8]
In 1986, Scotiabank created Scotia Securities to provide discount brokerage and security underwriting services. The late 1980s and 1990s saw the bank acquire several firms, including McLeod Young Weir Ltd brokerage firm (co-founded by Donald Ivan McLeod, William Ewart Young, James Gordon Weir and John Henry (Harry) Ratcliffe in 1921)[11] in 1988, and Montreal Trustco Inc. in 1994. In 1997, the bank acquired National Trust Company for C$1.25 billion.[12] In the same year, Scotiabank acquired Banco Quilmes in Argentina.
21st century
In 2000, Scotiabank increased its stake in Mexican bank Grupo Financiero Inverlat to 55 percent. The Mexican bank was subsequently renamed to Grupo Financiero Scotiabank Inverlat.[9] Scotabank later acquired Inverlat banking house in 2003, taking over all of its branches and establishing a strong presence in the country.[13]
In 2002, Scotiabank shut its branches (formerly Banco Quilmes) in Argentina during the currency crisis and massive sovereign default. In the following year, Scotiabank's Guangzhou branch was awarded the first licence to a Canadian bank by the Chinese government to deal in Chinese currency.[8] In 2007, Scotiabank acquired a 24.98 per cent stake in Thanachart Bank, with that share later increasing to 48.99 per cent by December 2014. With the acquisition of Siam City Bank, Thanachart Bank is now the 6th largest bank (by assets) in Thailand with over 16,000 staff serving more than four million customers through 680 branches and 2,100 ATMs across the country.[14]
In 2010, the bank opened its first offices in Bogotá, Colombia. On October 20, 2011, Scotiabank acquired a 51% stake in Colpatria , Colombia's fifth largest bank and second largest issuer of credit cards, for $1 billion Canadian in cash and stock (10 million shares). It is the second largest foreign transaction ever by a Canadian financial company overseas, behind Royal Bank of Canada's purchase in Royal Bank of Trinidad and Tobago.[15]
In 2012, Scotiabank entered into an agreement to acquire ING Direct Bank of Canada from ING Groep N.V. Two years later, Scotiabank would acquire ING Direct Bank of Canada for C$3.13 billion.[16] The sale completed on November 15, 2012,[17] and ING Bank of Canada was later renamed it Tangerine in April 2014.
As a result of the FATCA agreement between Canada and the United States, signed between the two countries in 2014, Scotiabank has also spent almost $100 million implementing a controversial system to report to the United States the account holdings of close to one million Canadians of American origin and their Canadian-born spouses. Scotiabank has been forced to implement this system in order to comply with FATCA. According to Financial Post, FATCA requires Canadian banks to provide information to the United States including total assets, account balances, account numbers, transactions, account numbers, and other personal identifying information, as well as assets held jointly with Canadian-born spouses and other family members.[18][19]
On July 14, 2015, Scotiabank announced that it would buy Citigroup's retail and commercial banking operations in Panama and Costa Rica. Terms of the transaction were not disclosed. The purchase would increase Scotiabank's client base in both countries from 137,000 to 387,000, and would add 27 branches to the existing 51 branches in both Central American nations.[20]
Scotiabank's former President, CEO and Chairman Cedric Ritchie died on March 20, 2016. He was a President of Scotiabank from 1972, and CEO and Chairman from 1974 to 1995. Under his leadership, Scotiabank expanded into more than 40 countries and grew to 33,000 employees.[21]
In 2018, Scotiabank acquired Montreal investment firm Jarislowsky Fraser, also in 2018 Scotiabank completed the acquisition of a 68.19% stake in BBVA Chile for C$2.9 billion, as a result BBVA Chile was merged into Scotiabank Chile.[22] On February 21, 2019, the Prosecutor in the Central American country of Costa Rica raided Scotiabank's offices in San José, Costa Rica, claiming that the bank had failed to provide the government with information on accounts and deposits that could allegedly implicate Alejandro Toledo, the former president of Peru, in money laundering.[23] Later that year, in June 2019 it was announced that OFG Bancorp would acquire all branches of Scotiabank within Puerto Rico and The United States Virgin Islands territories as part of a $550M cash deal.
In 2019, Scotiabank underwent a rebranding, modifying its wordmark logo and introducing a new corporate font based on its design, downplaying the company's S and globe monogram, and increasing use of the abbreviated name "Scotia".[24]
Acquisitions and mergers
The bank has amalgamated with several other Canadian financial institutions through the years and purchased several other banks overseas.[4][25] Most have been rebranded since their acquisition, although a few continue to utilize their former names. Several branches of the former Montreal Trust and National Trust were rebranded Scotiabank & Trust, and continue to operate as such.
Bank | Year established | Year of amalgamation |
---|---|---|
Union Bank of PEI | 1860 | 1883 |
Summerside Bank | 1866 | 1901 |
Bank of New Brunswick | 1820 | 1913 |
Metropolitan Bank of Canada | 1902 | 1914 |
Bank of Ottawa | 1874 | 1919 |
Montreal Trust Company | 1889 | 1994 |
National Trust Company | 1898 | 1997 |
Mocatta Bullion | 1684 | 1997, Scotiabank acquires Mocatta Bullion from Standard Chartered |
Inverlat[26] | 1991 | 1992, Scotiabank acquires 5% stake |
National Bank of Greece (Canada) | 1982 | 2005 |
Banco Wiesse Sudameris | 1920 | 2006 |
Banco Intercontinental | 1986 | 2003 |
Banco Sudamericano | 1991 | 1997, Scotiabank acquires 25% of Peru's Banco Sudamericano |
E-Trade Canada | 1982 | 2008 |
DundeeWealth | 1998 | 2010 |
R-G Premier Bank of Puerto Rico | 1966 | 2010 |
Nuevo Banco Comercial | 2003 | 2011 |
ING Direct Canada | 1997 | 2012, rebranded to Tangerine in 2013 |
Banco Colpatria | 1955 | 2012, Scotiabank acquires 51% of the stakes in Banco Colpatria |
Discount Bank | 2015, Scotiabank acquires Discount Bank Uruguay | |
Canadian Tire Bank | 2003 | 2014, Scotiabank acquires 20% stake |
Jarislowsky Fraser | 1955 | 2018 |
MD Financial Management | 1957 | 2018 |
BBVA Chile | 1883 | 2018, Scotiabank acquires 68.19%% stake |
Operating units
Scotiabank has four business lines:[27]
- Canadian Banking provides financial advice and banking to personal and business customers across Canada. Scotiabank also provides an alternative self-directed banking method through Tangerine Bank.
- International Banking provides financial products and advice to retail and commercial customers in select regions outside of Canada, supplemented by additional products and services offered by Global Banking & Markets and Global Wealth & Insurance.
- Global Wealth & Insurance (GWI) combines the Bank's wealth management and insurance operations in Canada and internationally, and Global Transaction Banking. GWI is diversified across geographies and product lines.
- Global Banking & Markets, Scotiabank's wholesale banking and capital markets arm, offers various products and services to corporate, government and institutional investor clients globally.
Measure | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenues, bn CA$ | 10.365 | 10.727 | 10.261 | 10.295 | 10.726 | 11.208 | 12.490 | 11.876 | 14.457 | 15.505 | 17.310 | 19.646 | 21.299 | 23.604 | 24.049 | 26.350 | 27.155 | 28.775 |
Net income, bn $ | 2.077 | 1.708 | 2.422 | 2.908 | 3.209 | 3.579 | 4.045 | 3.140 | 3.547 | 4.239 | 5.330 | 6.390 | 6.610 | 7.298 | 7.213 | 7.368 | 8.243 | 8.724 |
Assets, bn $ | 284.4 | 296.4 | 285.9 | 279.2 | 314.0 | 379.0 | 411.5 | 507.6 | 496.5 | 526.7 | 594.4 | 668.2 | 743.6 | 805.7 | 856.5 | 896.3 | 915.3 | 998.5 |
Employees | 46,804 | 44,633 | 43,986 | 43,928 | 46,631 | 54,199 | 58,113 | 69,049 | 67,802 | 70,772 | 75,362 | 81,497 | 86,690 | 86,932 | 89,214 | 88,901 | 88,645 | 97,629 |
Branches | 2005 | 1847 | 1850 | 1871 | 1959 | 2191 | 2331 | 2672 | 2686 | 2784 | 2926 | 3123 | 3330 | 3288 | 3177 | 3113 | 3003 | 3,095 |
Agency | Rating | |
---|---|---|
DBRS | AA | Stable |
Fitch | AA- | Stable |
Moody's | Aa2 | Stable |
Standard & Poor's | A+ | Stable |
Branch and office locations
Canadian
Scotiabank operates branches in all Canadian provinces and territories, except for Nunavut.
Global
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- Aruba
- Australia
- Bahamas
- Barbados
- Belgium
- Belize
- Brazil
- British Virgin Islands
- Cayman Islands
- Chile
- China
- Colombia
- Costa Rica
- Cuba
- Curaçao
- Dominica
- Dominican Republic
- Egypt
- France
- Greece
- Guyana
- Hong Kong
- India
- Ireland
- Jamaica
- Republic of Korea
- Luxembourg
- Malaysia
- Mexico[26]
- Netherlands
- Panama
- Peru
- Russia
- Sint Eustatius
- Singapore
- Taiwan
- Thailand
- Trinidad and Tobago
- Turkey
- Turks and Caicos Islands
- United Kingdom
- Uruguay
- United Arab Emirates
- Venezuela
- Vietnam
Sponsorship
Sports
Scotiabank is the title sponsor for a number of sports events including the Calgary Marathon, the CONCACAF Champions League tournament (since 2015), and the Jewish National Fund's "Pitch for Israel" event. Scotiabank is also the title sponsor for running events that form a part of the Canada Running Series. They include Banque Scotia 21k de Montreal + 10k & 5k in April; Scotiabank Vancouver Half-Marathon & 5k Run/Walk in June; Scotiabank Toronto Waterfront Marathon, Half-Marathon & 5k in October; and the Scotiabank Bluenose Marathon.[29] Since 2005, Scotiabank has also been the title sponsor of the CFL playoffs semi-final and conference final games, with games titled as the Scotiabank East Semi-finals and Scotiabank West Semi-finals. This is in addition to being the official financial services provider to the Canadian Football League. Scotiabank was also a primary sponsor for Champion Boxer Miguel Cotto during his 2009 bout with Manny Pacquiao.
Other sporting events Scotiabank has sponsored includes the 2007 Cricket World Cup, during which it was awarded the title as the official bank of the tournament by the International Cricket Council. During the event, several stadia and venues across the Caribbean (and Guyana in South America) are to become outfitted with Scotiabank automated banking machines.[30] In 2010, Scotiabank was a sponsor of the World Rally Championship's Corona Rally Mexico. Since 2008, Scotiabank has been the official team sponsor of Canadian Cricket Team and the title sponsor of National T20 Championship in Canada. Scotiabank is also the official bank of the West Indies Cricket Team.[31][32]
Scotiabank also sponsors sports leagues and teams, becoming a sponsor for Club Deportivo Guadalajara in 2013; and becoming the official sponsor for the Chilean Primera División after signing a five-year period contract in 2014. Scotiabank is also the official bank of the National Hockey League and National Hockey League Players' Association.[33] Scotiabank also sponsors the Little NHL (native hockey league) and several girls' hockey festivals across Canada. In October 2007, Scotiabank became a sponsor of the Hockey Night in Canada broadcast by Canadian Broadcasting Corporation/Sportsnet and the title sponsor for its pregame show, Scotiabank Hockey Tonight. Other sports broadcasts sponsored by Scotiabank includes CTV Television Network's and TSN's coverage of Premier League Soccer and the FA Cup Final, since 2013.
In addition to sporting broadcasts and events, Scotiabank is also the title sponsor for a number of athletic facilities. They include the Scotiabank Aquatics Center in Guadalajara; Scotiabank Saddledome in Calgary (since October 8, 2010); and the Scotiabank Centre in Halifax (since June 25, 2014). The naming rights for the Scotiabank Centre was signed for ten years, with annual fees of $650,000 for said rights.[34] The facility official opened its doors as the rebranded Scotiabank Centre on September 19, 2014.[35] On August 29, 2017, Scotiabank and Maple Leaf Sports & Entertainment, announced that Scotiabank purchased the naming rights to the Air Canada Centre for $800 million. The multi-sport complex was renamed July 1, 2018, as Scotiabank Arena.[36] From 2006 through 2013, Scotiabank held the naming rights to the arena of the Ottawa Senators, branding it Scotiabank Place. Canadian Tire took over the naming rights for the Senators' arena in June 2013.[37]
Culture
Scotiabank has been a title sponsor for a number of cultural events and institutions in Canada. In 2005, Scotiabank became title sponsor of the Giller Prize.[38] From 2006 to 2015, Scotiabank was the title sponsor for the Nuit Blanche event in Toronto.[39] In 2008, Scotiabank announced a two-year sponsorship of Toronto's Caribana which would be rebranded as Scotiabank Caribbean Carnival Toronto. The sponsorship of the Caribbean festival was extended until 2015, when the partnership with the festival ended.[39] In 2016 Scotiabank held its first hackathon with the goal of solving Canadian debt.
Scotiabank and Canadian theatre operator Cineplex Entertainment partnered in 2007 to create a loyalty rewards program called Scene+. The program allows patrons to sign up for a special card that grants them points which can be redeemed for free movies or concession discounts. Scotiabank customers can also request a debit card which gives them points when used, and a Visa credit card was launched in early May. Five Cineplex Entertainment locations were also rebranded as "Scotiabank Theatres." In 2015, the two companies announced they extended the partnership through October 31, 2025, and would expand naming rebrand another five theatres as Scotiabank Theatres.[40] On December 14, 2021, the new Scene+ program was launched. It merged Scene and Scotia Rewards points.[41]
Scotiabank is also the title sponsor for two post-secondary facilities in Canada, including Scotiabank Hall at Brock University in St. Catharines;[42] and Scotiabank Hall in the Marion McCain Arts and Social Sciences Building at Dalhousie University in Halifax.[43] Scotiabank has also established an industry partnership with the University of Waterloo Stratford Campus.[44]
Awards
- 2005 – "Bank of the Year" – For Mexico, the Caribbean and in Jamaica by LatinFinance.[45]
- 2007 – "Bank of the Year" The Banker – London England, Scotiabank Trinidad and Tobago, Scotiabank Belize, Scotiabank Turks and Caicos
- 2008 – "Bank of the Year" The Banker - London England, Scotiabank Barbados, Scotiabank Trinidad and Tobago, Scotiabank Guyana, Scotiabank Turks and Caicos
- 2009 – "Bank of the Year" The Banker – London England, Scotiabank Canada, Scotiabank Barbados, Scotiabank Dominican Republic, Scotiabank Trinidad and Tobago, Scotiabank Turks and Caicos
- 2010 – "Bank of the Year" The Banker – London England, Scotiabank Barbados, Scotiabank Trinidad and Tobago, Scotiabank Turks and Caicos
- 2011 – "Best Emerging Market Bank" Global Finance Magazine – New York, Scotiabank Jamaica, Scotiabank Barbados, Scotiabank Costa Rica, Scotiabank Turks and Caicos.[46]
- 2012 - "Global Bank of the Year" The Banker "Bank of the Year" for the Americas, Antigua, Barbados, Belize, British Virgin Islands, Canada and Turks and Caicos.[47]
- 2013 – "Bank of the Year" in British Virgin Islands, Canada, Guyana, Jamaica and Trinidad and Tobago by The Banker.[48]
- 2014 – "Best Emerging Market Bank in Latin America" Global Finance Magazine in Jamaica, Barbados, Trinidad & Tobago, Turks and Caicos and U.S. Virgin Islands.[49]
Controversies
Fraud in Mexico
A 2001 investigation into the murder of Maru Oropesa, a Scotiabank branch manager in Mexico City revealed US$14 million missing from the branch. Initially, investigators found that Oropesa and Jaime Ross, her former boss, had illegally transferred US$5 million from client investment accounts. The money was eventually transferred to the United States where it was used to purchase three aircraft. As the investigation continued, officials found an additional $9 million missing and involvement of 16 other bank employees in the fraud.[50][51] Ross was convicted of fraud and money laundering for his role and sentenced to 15 years.[52] Scotiabank terminated the other 16 employees, but did not prosecute them.[50]
Unpaid overtime lawsuit
In 2014, the bank reached a settlement in a class-action lawsuit that covered thousands of workers owed more than a decade of unpaid overtime. The lawsuit included 16,000 Scotiabank employees across Canada who worked as personal banking officers, senior personal banking officers, financial advisors, and small business account managers from January 1, 2000, to December 1, 2013. The 2007 lawsuit was similar to a class-action filed by Canadian Imperial Bank of Commerce (CIBC) bank teller Dara Fresco of Toronto.
Under terms of the settlement, employees received 1.5 times their standard wage at the time, but no interest. Scotiabank also paid legal fees of $10.45 million.[53][54]
Wrongful dismissal lawsuit
In June 2005, David Berry, a very successful Canadian Scotiabank trader who had built a $75M/year business in trading preferred shares, was fired on the grounds that he had committed securities regulatory violations.[55] At the time, as part of a 20 per cent direct drive deal, he was making more than double the CEO's salary and Scotiabank management had already taken steps to limit his compensation.[56] The regulatory violation allegations from his former employer, left him unemployable to Scotiabank's competitors despite the appeal of potentially adding more than $75M/year to their equity trading profits.[56]
Documents delivered to the media showing that Scotiabank management had sought advice on terminating Berry prior to the Investment Industry Regulatory Organization of Canada (IIROC) violation accusation, and the results of questioning during the IIROC inquiries strongly suggest that the securities charges were part of a plan by Scotiabank senior management to remove Berry from his position and simultaneously prevent him from becoming their competitor.[57]
In a ruling on January 15, 2013, more than seven years after the initial accusation, a hearing panel of the IIROC dismissed all charges against Berry.[58][59]
David Berry filed a $100M wrongful dismissal lawsuit against Scotiabank. As of January 2015, and nine years after Berry was terminated, Scotiabank settled with Berry for an undisclosed amount. Barry Critchley, who followed the story since its beginning, wrote an article on November 6, 2014, in which he believes Scotiabank's $55 million reported legal charges would likely be connected to the $100 million lawsuit; but it is unlikely to ever be known.[60]
Membership
Scotiabank is a member of the Canadian Bankers Association (CBA) and registered member with the Canada Deposit Insurance Corporation (CDIC), a federal agency insuring deposits at all of Canada's chartered banks. It is also a member of the Global ATM Alliance, a joint venture of several major international banks that allows customers of the banks to use their ATM cards or check cards at certain other banks within the Global ATM Alliance without fees when traveling internationally. Other participating banks are Barclays (United Kingdom), Bank of America (United States), BNP Paribas (France and Ukraine through UkrSibbank), Deutsche Bank (Germany), and Westpac (Australia and New Zealand).[61] Other international associations the bank is a member of includes:
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- Amex in Canadian markets
- CarIFS ATM Network
- Global ATM Alliance
- Interac
- MAGNA Rewards as part of the Scotiabank MAGNA MasterCard.
- MasterCard in the Caribbean markets
- MultiLink Network ATM network[62]
- NYCE ATM Network
- Plus Network for VISA card users
- VISA International
See also
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References
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Further reading
- Bank of Nova Scotia. 1932. The Bank of Nova Scotia, 1832–1932. Halifax: Bank of Nova Scotia.
- The Scotiabank Story: A History of the Bank of Nova Scotia, 1832–1982. by Joseph Schull
External links
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- Official website
- Archival papers of Gilbert Edward Jackson, the first economist for The Bank of Nova Scotia (1926–1935), are held at the University of Toronto Archives and Records Management Services
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- Banks of Canada
- Canadian brands
- Companies based in Toronto
- S&P/TSX 60
- Banks of the Caribbean
- Banks established in 1832
- 1832 establishments in Nova Scotia
- Mortgage lenders of Canada
- Banks of Puerto Rico
- Multinational companies headquartered in Canada
- Canadian companies established in 1832